FundingPips

Drawdown Limits

• 2-Step Standard: 5% daily / 10% max
• 2-Step Pro: 3% daily / 6% max
• 1-Step Flex: 3% daily / 6% max
• Zero: 5% trailing drawdown

Minimum Trading Days

• 1-Step Flex: none, evaluation or funded
• 2-Step Standard: 3 days, evaluation only
• 2-Step Pro: 1 day, evaluation only
• 2-Step Flex: none — but the funded split depends on it. 85% split with no requirement, or 95% split after 3 profitable days at 0.5%+ each

Risk Per Trade Idea (funded accounts only) Caps the max loss — realized and unrealized — allowed on a single trade idea before the account closes.

• Zero: 3% of account size under $50K, 2% at $50K and above
• 2-Step Flex: 3% at $25K, 2% above $25K, no limit below $25K
• 1-Step Flex, 2-Step Standard, 2-Step Pro: rule doesn't apply

Striking System (funded accounts only) A four-strike warning system tied to floating losses on a single trade idea:

• 2-Step Standard (8%/5% target): applies above $25K, triggers at 1.2% floating loss
• 1-Step Flex: applies to every account size, triggers at 1% floating loss
• Strike 1 = warning, Strike 2 = split cut in half, Strike 3 = split cut to 20%, Strike 4 = account breach. Profit from any flagged trade gets deducted regardless of the strike count.

Profit Concentration Policy If one trade idea generates more than 60% of the profit target in any evaluation phase, the funded account that follows gets locked into 4 minimum profitable days (0.5%+ each) before any reward request. This only applies to accounts opened after 28 June 2026 — older accounts aren't affected.

Consistency Rules

• Zero: no single day can exceed 15% of total profits, and a 15% consistency score is required to request a reward
• 2-Step Standard (funded, On-Demand payout cycle only): 35% consistency score required

News Trading

• Evaluation phase: unrestricted
• Funded — 1-Step Flex & 2-Step models: no orders within 5 minutes before/after high-impact news; any profit inside that window is voided
• Funded — Zero: no trading within 10 minutes before/after high-impact news; breaking this is a hard breach

Weekend Holding Not allowed on any funded account as of 29 January 2026 — open trades auto-close every Friday at market close. Crypto can't be held or traded over the weekend on any model.

EA & Automation

• Fully automated personal EAs are allowed, but you have to prove you built it — source code or version history. A compiled file alone doesn't count.
• Third-party EAs are only allowed for trade or risk management, never as a standalone strategy

Copy Trading Allowed between your own FundingPips accounts. For external copy trading, your FundingPips account can only act as the master, never the slave. FundingPips also partners with PropFirm One (PF1) for cross-firm copy trading.

Other Hard Rules

• Inactivity: at least one trade every 30 days, or the account gets flagged
• Max lot size per click: 1 lot on crypto, 20 lots on everything else
• Forbidden strategies: gap trading, high-frequency trading, server spamming, latency arbitrage, hedging, arbitrage variants, tick scalping, and opposite-account trading. Violations can mean reduced leverage, tighter trade limits, or a ban.
• VPNs and VPS are banned on any trading account, and your IP region has to stay consistent across purchase, login, and trading

Rules current as of the official FundingPips help center. Two dated updates are baked in: the weekend-holding ban (effective 29 Jan 2026) and the Profit Concentration Policy (applies only to accounts opened after 28 Jun 2026). Given how often this firm revises its rule set, I'd recommend a quick live check before this goes on the site.